Investment Centers of America




	Retirement Planning		Steve Hansen Tel: (218) 587-4463 Email: steve.hansen@investmentcenters.com Located at Pine River State Bank P.O. Box 67 103 Mill Street S Pine River, MN 56474
	Annuities
	Mutual Funds
	Stocks & Bonds
	Estate Planning
	College Funding
	Life Insurance

Investment Centers of America, Inc. (ICA) member NASD, SIPC and a Registered Investment Advisor is not affiliated with Pine River Investment Services or the Pine River State Bank. Securities, advisory services and insurance products offered through ICA and affiliated insurance agencies are *not insured by the FDIC or any other Federal Government agency *not a deposit or other obligation of, or guaranteed by any bank or their affiliates *subject to risks including the possible loss of principal amount invested.

Important Consumer Information:

This site is for informational purposes only and is not intended to be a solicitation or offering of any security and;

1. Representatives of a broker-dealer ("BD") or investment advisor ("IA") may only conduct business in a state if the representatives and the BD or IA they represent
(a) satisfy the qualification requirements of, and are approved to do business by, the state; or
(b) are excluded or exempted from the state's licensure requirements.

2. Representatives of a BD or IA are deemed to conduct business in a state to the extent that they provide individualized responses to investor inquiries that involve
(a) effecting, or attempting to effect, transactions in securities; or
(b) rendering personalized investment advice for compensation.

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