Personal Banking

Pine River State Bank Deposit Accounts
Pine River State Bank provides a number of services to assist our customers with any financial need. We offer many deposit account options including a wide variety of checking accounts. These accounts range from our economy checking with no minimum balance and no monthly maintenance fee to programs like our Elite Club account which offers members special benefits and interest. We also offer savings account programs that can work for anyone. From our Regular Savings with a low minimum balance requirement to our Super Savings which will earn more interest for your money.

Maybe you want to securely invest your money, but want a higher rate of return than a savings account can offer. PRSB Certificates of Deposit and Individual Retirement Accounts are exactly what you may be looking for. With a variety of flexible terms and competitive rates, we can make your money work for you!!

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Consumer Loans
At Pine River State Bank we offer installment or personal loans to serve your needs. Whether you are looking to buy a new or used vehicle, boat, snowmobile, 4-wheeler, pay for college expenses, medical bills, vacations, car repairs, etc., our loan officers will work with you to set up a payment schedule that fits your needs.

Real Estate Loans
We have a number of mortgage options to help you pursue your dreams. Whether you are looking to purchase your first home, that cabin on the lake, or want to refinance an existing loan, Pine River State Bank is here to serve you. We also offer Home Equity Lines of Credit and Minnesota Housing Finance Agency Fix-Up Fund Loans. Our friendly loan officers will help you determine the best type of loan for your current financial situation.