All Pine River State Bank checking accounts offer the following:

• Visa Check Card (Subject To Approval)
• ATM Card (Subject To Approval)
• Direct Deposit
• Online Banking
• Phone Banking
• Easy to Read Statements

Freedom Checking

$100.00 deposit to open
No minimum balance
No per debit fee
No monthly maintenance fee
Check images are not returned

Regular Checking
This popular plan has an affordable minimum balance requirement and is easy to understand.

$100.00 deposit to open
$200.00 minimum monthly balance
$6.00 fee if balance falls below $200.00 minimum at any time
during the month

Economy Checking
This program is for you if you write a limited number of checks. With no minimum balance requirement, you get the convenience and safety of a checking account.

$100.00 deposit to open
No minimum balance
No monthly maintenance fee
$.20 charge per debit

Senior Checking
For our 50 years and older customers, this account offers amazing benefits.

$100.00 deposit to open
No minimum balance
No monthly service charge
No per debit charge
Free checks (limited styles)

Community Partners Club
The account for customers 50 years and older, who are looking for a little something extra with their checking account.

$100.00 deposit to open
$5,000.00 combined balance in checking, savings, or
     certificates of deposits are required.
     If the balances fall below these amounts at any time during the
     month, a $10.00 service charge will be assessed for that month
Free Club Checks
Free Debit Card
Free money orders, cashiers checks and travelers checks
Discount on safety deposit boxes
Increased interest rate on certificates of deposits

Elite Club
For a modest monthly fee automatically deducted from your account, this account offers many exclusive benefits.

$100.00 deposit to open
No minimum balance
Free checks (limited styles)
Club fee of $5.50 per month
$10,000.00 Accidental Death & Dismemberment Insurance
Free money orders, cashier checks and traveler's checks
Interest bearing

First Club
For our 50 years and older customers, this account offers the same exclusive benefits as the Elite Club

$100.00 deposit to open
For members 50 and older
Club charge of $4.00 per month
Free checks (limited styles)
Free money orders, cashier checks and traveler's checks
Interest Bearing
$10,000.00 accidental death benefit

Now Account
This account offers daily interest and convenience.

$100.00 deposit to open
Accrues interest on average daily balance of $500.00 or greater
$5.00 fee imposed if balance falls below the $500.00 minimum
as well as $.20 per debit
Unlimited check writing

Super Now Account
Earn more interest for your money with this program

$100.00 deposit to open
$900.00 minimum balance
Accrues interest at posted rate on average daily
balance of $2,500 or greater
Balances of $500.00 to $2.500.00 accrue at the
Now Account rate.
A $5.00 maintenance fee and $.20 per debit will
be imposed if balance is less than $900.00 for
any day during the statement cycle.