Community Shred Day Friday, Dec. 2nd 12-2pm

11-22-2011

Pine River State Bank will be having a Community Shred Day at the Pine River location on Friday, December 2nd from 12-2pm. Community Shred Days offer a quick and free option to get rid of documents and safeguard against identity theft. Pine River State Bank and Paper Storm Document Shredding teamed up to offer the free paper shredding.

SMISHING NOTICE

10-25-2011

Beware of automated telephone calls and bogus text message alerts (a scam known as smishing) being sent to your cell phone that are supposedly from Pine River State Bank. The bogus messges are designed to get you to take action immediately by saying the bank account or debit card has been closed or deactivated.  A phony phone number is given for you to call to reactivate the account.  Once it is called, the scammers ask for card information or bank account information, pin numbers and social security numbers. How to protect yourself: *Never respond to an e-mail, phone call or text message that wants your personal financial information.  The Pine River State Bank has this information and will NEVER ask for it this way. *If you receive an alert like this and want to check it out, call the Pine River State Bank directly or call the number on the the back of your debit card. *Never click on any Web links provided in a text message. *Delete the phony text message. *If you have fallen for the scam, contact Pine River State Bank IMMEDIATELY.

Tired of the paper trail...

9-22-2011

Are you tired of the paper trail...  Pine River State Bank now offers the convenience of eStatements. No paper, no waiting for the mail and it is FREE! Sign up today...ask any of our staff for more details

Fraudulent emails which appear to be from the FDIC.

Dear Valued Customer of the Pine River State Bank, We have been notified by the FDIC of FRAUDULENT e-mails circulating which appear to be sent from the FDIC.  The subject line of the fraudulent e-mail includes the wording “check your Bank Deposit Insurance Coverage”. The e-mails state:  “You have received this message because you are a holder of a FDIC-insured bank account.  Recently FDIC has officially named the bank you have opened your account with as a failed bank, thus, taking control of its assets.” THESE E-MAILS ARE FRAUDULENT AND WERE NOT SENT BY THE FDIC. The e-mail asks recipients to visit the official FDIC website by clicking on a hyperlink provided.  By clicking on the link it is believed unknown software will be downloaded to your computer.  It is an attempt to collect personal or confidential information which could be used to commit identity theft. Please do NOT access the web site listed in the e-mail or download the files provided on the fraudulent website. The FDIC official website has an entire section devoted to Consumer Protection.  Their official response to the fraudulent e-mails is shown under the Consumer Alert section. Please direct any questions to Kirsten Demars, Senior Vice President at (218) 587-4463.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012.  This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest.  It also includes interest on Lawyers Trust Accounts ("IOLTAs").  It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

Visa Travel money cards

Pine River State Bank now offers convenient Visa Travelmoney cards.  Load up to $10,000 on your card and your ready to go. You can use your card anywhere Visa debit cards are accepted.  Plus, you have access to cash at more than one million ATMs worldwide.

Health Savings Accounts

Health Savings Accounts are a great financial tool to help with the high cost of healthcare.   It is a great way to save money for future health related expenses.  Health savings accounts are now available.

Online Bill Pay

Online Bill Pay is a free, simple, convenient and secure way to pay your bills anytime, anywhere.  You can make one time payments, set up recurring payments and make sure your bills are paid on time.  It is a great way to pay bills without the hassle of checks!  Stop by any of our locations for more details.