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Consumer Credit Cards

Choosing the right credit card is easier than ever.

No matter which card you choose, you’ll enjoy important features like:


Pay Down Balances

Visa® Platinum Card

Save on interest with a great low introductory rate for an extended time. Pay down other credit card balances faster with this non-rewards card.

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Flexible Cash Rewards

Cash Rewards American Express® Card

Earn cash back every time you use your card: 3% on the first $6,000 in eligible net purchases made each year at gas stations, 2% on eligible supermarket net purchases, and 1% on all other eligible net purchases, plus $25 cash back after your first purchase.

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Rewards to Use the Way You Want

Visa® Real Rewards Card

Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back). Plus, earn 2,500 bonus rewards points after your first purchase. There is no limit on the total cash back you can earn, and you have five years to redeem for rewards.

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Premier Rewards American Express® Card

Earn up to 4 points for every $1 spent on eligible net restaurant purchases, 3 points for every $1 spent on eligible net airline purchases, 2 points for every $1 spent on eligible net gas purchases and 1 point for every $1 spent on all other eligible net purchases. Plus, earn 10,000 one-time bonus rewards after you spend $1,000 in the first 3 months. There's no cap or limit on the number of points you can earn, and you have five years to redeem for rewards. Also, receive reimbursement for either Global Entry or TSA Pre?®.

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Build Your Credit

Visa® College Real Rewards Card

Earn 1.5 points monthly for every dollar you spend on eligible net purchases. There’s no cap or limit on the points you can earn, plus you have five years to redeem points for rewards. 2,500 bonus rewards points awarded after first purchase, redeemable for $25 cash back, merchandise, gift cards or travel savings.

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Visa® Secured Card

Provides an excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card. If you need to improve or re-establish your credit history, here's a great way to begin that process. Enjoy the convenience of credit including the option to carry a balance while earning interest on your secured savings account.

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For Additional Information or to Apply Now, please speak to a Pine River State Bank Representative today or apply online at https://online1.elancard.com/oad/begin?locationCode=22367

For Existing Cardholders, visit https://www.myaccountaccess.com/onlineCard/login.do?theme=elan1&loc=22367 to Access your account

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