Personal Savings

Statement Savings

$50.00 deposit to open
The minimum balance fee will be waived for students 18 and under and seniors 50 and older
The monthly minimum balance fee is $2.00 if the balance in the account falls below $50.00 any day of the month
Interest accrues on the account at the posted rate. A minimum average daily balance of $50.00 must be maintained to obtain the disclosed annual percentage yield.
Interest rate may change at any time.
Only six pre-authorized transfers allowed per month.
A debit items fee of $.50 will be charged for each debit transaction in excess of four during a monthly interest cycle or twelve during a quarterly interest cycle.

Savings PLUS

$2,500.00 deposit to open
A maintenance fee of $7.50 will be imposed every month if the balance in the account falls below $900.00 any day of the month
Interest accrues on the account at the posted tiered rates. A minimum average daily balance of $900.00 must be maintained to obtain the disclosed annual percentage yeild, Tiered variable rates change at $2,500.00, $10,000.00, $75,000.00, $150,000.00, and $350,000.00
Only six pre-authorized transfers allowed per month.
A debit items fee of $0.50 will be charged for each debit transaction in excess of four during a monthly interest cycle or twelve during a quarterly interest cycle.
Interest Rate may change at any time

Community Kidz Account

Account available for children ages 12 and under only.
No minimum deposit to open
No minimum balance
No monthly fee
Interest accrues on the account at the posted rate.
Interest rate may change at any time.
Six pre-authorized transfers allowed per statement period.
A debit items fee of $.50 will be charged for each debit transaction in excess of four during a monthly interest cycle or twelve during a quarterly interest cycle.

Christmas Club

$10.00 deposit to open
Interest accrues on the account at the posted rate. A minimum average daily balance of $10.00 must be maintained to obtain the disclosed annual percentage yield
Interest rate may change at any time
Zero withdrawals may be made from the account during the club year which runs from November 1st to October 31st of the following year
Balances in the account will be mailed at the end of the club year

Health Savings Account (HSA)

Must be qualified to open a HSA account according to the IRS criteria
$100.00 deposit to open
A maintenance fee of $2.00 will be imposed every month if balance in the account falls below $500.00 any day of the month
Interest accrues on the account at the posted rates.
Interest rate may change at any time