Personal Banking

Personal Checking

Freedom Checking Account

• $100.00 deposit to open
• No minimum balance
• $2.00 Monthly paper statement fee waived if enrolled in Estatements
• Check images are not returned

50 Plus Checking Account

• Must be at least 50 years old to open
• $100.00 deposit to open
• No minimum balance
• Check images are returned.
• Free checks (Limited Styles, 2 Boxes per year)

Community Partners Club Account

• Must be at least 50 years of age
• $100.00 deposit to open
• A maintenance fee of $10.00 will be imposed every statement cycle if the combined balance in checking, savings, and certificates of deposit fall below $5,000.00 on any day of the statement cycle.
• Check images are returned.
• Free checks (Limited Styles, 2 boxes per year)
• Interest accrues on the account at the posted rate. A minimum average daily balance of $100.00 must be maintained to obtain the disclosed annual percentage yield
• Free money orders, cashiers checks and faxes
• Discount on safe deposit boxes
• Interest rate may change at any time

NOW Checking

• $100.00 deposit to open
• A maintenance fee of $5.00 will be imposed every statement cycle if the balance falls below $500.00 on any day of the statement cycle
• Interest accrues on the account at the posted tiered rates. A minimum average daily balance of $500.00 must be maintained to obtain the annual percentage yield.
• Interest rate may change at any time
• A debit items fee of $.20 will be charged for each debit transaction during a monthly statement cycle if the balance falls below $500.00 any one day during the monthly statement cycle

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