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Pine River State Bank

Rates

Pine River State Bank Rates

Rates effective as of 2-28-25

CHECKING:

PRODUCT

RATE:

APY:

CHG FREQ:

COMP FREQ:

MIN BAL TO OBTAIN APY

NOW ACCTS

0.15

0.15

WEEKLY

MONTHLY

500.00

COMMUNITY PARTNERS

0.15

0.15

WEEKLY

MONTHLY

0.00

KASASA CASH:

PRODUCT

RATE:

APY:

CHG FREQ:

COMP FREQ:

MIN BAL TO OBTAIN APY

Kasasa Cash:
If requirements are met, interest paid on balances up to $10,000

5.00

5.12

WEEKLY

WEEKLY

$0.01

Kasasa Cash:
If requirements are met, interest paid on portion of balance above $10,000

0.15

0.60^

WEEKLY

WEEKLY

$0.01

Kasasa Cash:
All balances if qualifications NOT met

0.01

0.01

WEEKLY

WEEKLY

$0.01

Kasasa Saver:
If requirements are met, interest paid on balances up to $25,000

3.00

3.04

WEEKLY

WEEKLY

$0.01

Kasasa Saver:
If requirements are met, interest paid on portion of balance above $25,000

0.25

0.81^^

WEEKLY

WEEKLY

$0.01

Kasasa Saver:
All balances if qualifications NOT met

0.01

0.01

WEEKLY

WEEKLY

$0.01

Rewards Checking Requirements per Monthly Qualification Cycle:
Have at least one login to online banking or mobile banking; be enrolled to receive electronic statements; Have a minimum of 12 posted debit card purchases.
^Earn up to 5.12% Annual Percentage Yield (APY) on balances between one penny and $10,000, and balances over $10,000 earn 0.15% interest rate on the portion of balance of $10,000, resulting in a range of 5.12% to 0.60% APY depending on the balance.
^^ Earn up to 3.04% Annual Percentage Yield (APY) on balances between one penny and $25,000, and balances over $25,000 earn 0.25% interest rate on the portion of balance of $25,000, resulting in a range of 3.04% to 0.81% APY depending on the balance.

SAVINGS:

PRODUCT

RATE:

APY:

CHG FREQ:

COMP FREQ:

MIN BAL TO OBTAIN APY

STATEMENT

0.25

0.25

WEEKLY

MONTHLY or QUARTERLY

50.00

COMMUNITY KIDZ

0.25

0.25

WEEKLY

MONTHLY

0.01

PERSONAL SAVINGS PLUS

0.55

0.55

WEEKLY

MONTHLY

900.00

0.65

0.65

WEEKLY

MONTHLY

10,000.00

0.90

0.90

WEEKLY

MONTHLY

75,000.00

1.10

1.11

WEEKLY

MONTHLY

150,000.00

1.50

1.51

WEEKLY

MONTHLY

350,000.00

NON-PERSONAL SAVINGS PLUS

0.55

0.55

WEEKLY

MONTHLY

900.00

0.65

0.65

WEEKLY

MONTHLY

10,000.00

0.90

0.90

WEEKLY

MONTHLY

75,000.00

1.10

1.11

WEEKLY

MONTHLY

150,000.00

1.50

1.51

WEEKLY

MONTHLY

350,000.00

PUBLIC FUNDS SAVINGS PLUS

0.55

0.55

WEEKLY

MONTHLY

900.00

0.65

0.65

WEEKLY

MONTHLY

10,000.00

0.90

0.90

WEEKLY

MONTHLY

75,000.00

1.10

1.11

WEEKLY

MONTHLY

150,000.00

1.50

1.51

WEEKLY

MONTHLY

350,000.00

IRA SAVINGS

1.50

1.51

WEEKLY

MONTHLY

50.00

HSA

1.50

1.51

WEEKLY

MONTHLY

0.01

CHRISTMAS CLUB

0.25

0.25

WEEKLY

MONTHLY

0.01

CERTIFICATES OF DEPOSITS:

TERM

MIN BAL TO OPEN
AND OBTAIN APY:

RATE:

APY

91 DAY

1,000.00

1.60

1.61

182 DAY

1,000.00

1.75

1.76

12 MONTH

1,000.00

2.00

2.02

18 MONTH

1,000.00

2.05

2.07

24 MONTH

1,000.00

2.10

2.12

30 MONTH

1,000.00

2.15

2.17

36 MONTH

1,000.00

2.20

2.22

48 MONTH

1,000.00

2.25

2.27

60 MONTH

1,000.00

2.30

2.32

6 YEAR

1,000.00

2.35

2.37

8 YEAR

1,000.00

2.45

2.47

IRA Certificate 18 Months

1,000.00

3.00

3.03

13 Month Special (Renew at 12 Month)

1,000.00

4.00

4.06

19 Month Special (Renew at 18 Month)

1,000.00

3.90

3.96

25 Month Special (Renew at 24 Month)

1,000.00

3.75

3.80

A.P.Y. = ANNUAL PERCENTAGE YIELD
RATES ARE SUBJECT TO CHANGE
CURRENT INFORMATION IS AVAILABLE BY CALLING (218) 587-4463.


EARLY WITHDRAWAL PENALTIES ON CERTIFICATES:
ONE YEAR OR LESS TERM = THREE MONTHS INTEREST (91 DAYS)
OVER ONE YEAR TERM = SIX MONTHS INTEREST (182 DAYS)

PRSB Analysis Rate for Commercial Checking is .50%


"YOUR COMMUNITY PARTNER" MEMBER FDIC